Value / Problem Statement

The problem SignUIT solves, the value it creates, and why it matters now.

Executive Summary

SignUIT CollateralRouter is a policy-based collateral routing recommendation engine built on Canton Network. It solves a critical gap in institutional finance: treasury teams still manage collateral with Excel spreadsheets and manual phone coordination, leading to slow margin call response times, inconsistent decisions, and idle assets earning less than they could.

SignUIT replaces 30+ minute manual processes with 3-second automated recommendations, enforces policy compliance automatically, and creates animmutable audit trail on Canton — all while preserving human oversight.

The Problem: Collateral Management is Broken

30+

Minutes per manual decision

600x

Speed improvement with SignUIT

$10bn+

Tokenized Treasuries globally

Native routing engines on Canton

Current State: Manual, Error-Prone, Slow

Excel-based asset selection: Treasury teams open spreadsheets, manually calculate eligible collateral, and cross-reference policy rules. This takes 30+ minutes per margin call and introduces human error.

No automated policy compliance: Institutions must manually check if selected assets meet counterparty-specific eligibility rules, LTV limits, and haircut thresholds. A single error can result in regulatory penalties.

No immutable audit trail: When regulators ask "who decided what and when," firms rely on email chains and phone logs — neither of which are tamper-proof or systematically searchable.

After-hours margin calls: Markets operate 24/7. A margin call at 2 AM requires waking up ops teams, coordinating across time zones, and hoping the right people are available.

Yield leakage: Without intelligent optimization, institutions inadvertently send yield-bearing assets as collateral, sacrificing daily income that compounds over time.

The Human Cost

Treasury teams at large asset managers process dozens of margin calls per day. At 30 minutes per call, that adds up to hours of manual work daily — just for collateral selection. Errors cost millions. Regulatory pressure is increasing. There has to be a better way.

The Canton Gap: Infrastructure Without Tooling

Canton Network is the leading institutional blockchain for tokenized real-world assets. However, it faces a critical tooling gap:

Growing tokenized asset volume on Canton Network (U.S. Treasuries, repos, money market funds, bonds)

Broadridge DLR processes trillions in UST repo monthly on Canton — validating massive institutional transaction demand

450+ projects, apps, and validators in the Canton ecosystem

Zero native collateral routing engines exist on Canton

Institutions need tooling, not just infrastructure. Canton provides settlement and privacy, but institutions still need applications to manage their collateral workflows.

The Solution: SignUIT CollateralRouter

How SignUIT Works

Trigger

Margin call received from counterparty (e.g., PrimeBank requests $15M)

Compute

CTD engine analyzes all holdings in 3 seconds — opportunity cost, LTV, haircut, counterparty rules

Recommend

Optimal collateral suggestion recorded as immutable RoutingSuggestion on Canton

Approve

Ops team reviews and clicks approve (human-in-the-loop, Day 1 MVP)

Audit

AllocationRecord created on Canton — immutable, tamper-proof, regulator-ready

Value Proposition: Why SignUIT Matters

600x Faster

3 seconds vs. 30+ minutes per margin call. Treasury teams reclaim hours daily.

Yield Preservation

Yield-preserving algorithm sends non-yielding assets first. Reduces opportunity cost on collateral portfolios.

Immutable Audit

Every decision recorded on Canton. Regulators see exactly who decided what, when, and why.

Why Now?

DTCC exploring tokenization on Canton: On-chain collateral demand is surging. Institutions need tools to manage it.

Broadridge DLR processes trillions in UST repo monthly on Canton:Proof of massive institutional transaction volume.

T+0 settlement now possible: Speed is the new competitive advantage. Manual processes can't keep up.

Tokenized Treasuries surpass $10bn globally (Markets Media, Jan 2026): The on-chain collateral market is expanding rapidly.

No competitors: SignUIT is the first Canton-native collateral routing engine.